Disclosure

Caliber Home Loans, Inc. is an Equal Housing Lender.

You may access our Privacy Policy at the following link:https://www.caliberhomeloans.com/privacy-policy/

By refinancing an existing loan, the consumer's total finance charges may be higher over the life of the loan.

Pursuant to the requirements of the Texas Finance Code and Title 7, Chapter 81.200(c) of the Texas Administrative Code, you are hereby notified of the following:

Texas Mortgage Banker Disclosure

Mortgage Banker: Caliber Home Loans, Inc
NMLS ID: 15622

Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete, sign and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1- 877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s web site at www.sml.texas.gov.

The following states require disclosure of the information below. If a state is not listed, it doesn’t require a specific disclosure.

Licensing & Disclosure Information

State License Type Disclosure
Alabama Manufactured Dealer
Alaska Collection Agency Mortgage Lender License No. AK 15622
Arizona Arizona Mortgage Banker License No. 0923637
Arkansas Collection Agency
Loans made or arranged pursuant to a California Residential Mortgage Lending Act or California Financing Law license.
Colorado Supervised LenderSales Finance Notification Mortgage Company Registration Regulated by the Division of Real Estate
Delaware Motor Vehicle Sales Finance Licensed by the Delaware State Bank Commissioner, License 5202 expires 12/31
Florida Consumer Collection Agency
Georgia Residential Mortgage Lender Licensee No. 7330
Hawaii Collection Agency
Illinois Consumer Installment Loan Registration Illinois Residential Mortgage Licensee No. MB.0004043, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Illinois Illinois Residential Mortgage Licensee No. MB.0004043, by the Division of Banking 320 West Washington St., Springfield, IL 62786, (888) 473-4858
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.
Kansas UCCC Credit Notification Registrant Licensed Mortgage Company, License Number SL.0000796
Louisiana Notification FilerMotor Vehicle Sales Finance
Maryland Caliber Home Loans, Inc. NMLS ID #15622 (www.nmlsconsumeraccess.org)
Massachusetts MA Mortgage Lender and Broker License #MC15622.
Michigan Michigan 1st Mortgage Broker/Lender/Servicer Registrant. License No. FR0023547 Michigan 1st Mortgage Broker/Lender/Servicer Registrant No. FR0023547, effective February 28, 2009, by the Department of Insurance and Financial Services, P. O. Box 30220, Lansing, MI 48909-7720, (877-999-6442) ).
Michigan Michigan 2nd Mortgage Broker/Lender/Servicer Registrant. License No. SR0088 Michigan 2nd Mortgage Broker/Lender/Servicer Registrant No. SR0088, effective February 28, 2009, by the Department of Insurance and Financial Services, P. O. Box 30220, Lansing, MI 48909-7720, (877-999-6442) ).
Michigan Michigan Regulatory Loan License. License No. RL3046 Michigan Regulatory Loan License No. RL3046, effective July 22, 2003, by the Department of Insurance and Financial Services, P. O. Box 30220, Lansing, MI 48909-7720, (877-999-6442) ).
Minnesota MN-MO-40149066, This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4)
Mississippi Licensed by the Mississippi Department of Banking and Consumer Finance
Missouri Consumer Credit Loan CompanyMotor Vehicle Time Sales Finance Missouri Branch NMLS ID 1645570
Montana Lender License No. 15622
Nevada Foreign Collection Agency 3753 Howard Hughes Parkway, Sute 257, Las Vegas, NV 89169, (702) 784-5975
New Hampshire Licensed by the New Hampshire Banking Department
New Jersey Consumer LoanSales Finance Company Licensed by the N.J. Department of Banking and Insurance, Licensed Mortgage Banker
New Mexico Collection Agency
New York City of Buffalo Collection AgencyCity of New York Collection Agency Licensed Mortgage Banker- NYS Department of Financial Services
Ohio MBMB.850184.000
Oklahoma Supervised LenderAnnual Notification Filing
Oregon Mortgage Lender License ML-324
Pennsylvania Sales Finance Company
Puerto Rico Mortgage Lender/Servicer (Concesionarios/Administradores de Préstamos Hipotecarios) License No. IH-176. Loans serviced pursuant to the Puerto Rico Mortgage Lender/Servicer license.
Rhode Island Licensed Lender
South Carolina Consumer Credit Grantor Notification
Texas Regulated LenderThird Party Debt Collector
Utah Collection Agency ForeignConsumer Credit Notification
Virginia NMLS ID #15622 (www.nmlsconsumeraccess.org)
Washington Collection Agency Business
Washington Consumer Loan Company License No. CL-15622
West Virginia Business Registration Cert. for Collection Agency
Wisconsin Sales Finance Company
Other Approvals Veteran's Affairs
Title I HUD - FHA Certification
Title II HUD - FHA Certification
Ginnie Mae
Fannie Mae
Freddie Mac
United States Department of Agriculture